I want to be an open book about this stuff because I’ve seen how it can unnecessarily complicate things in relationships.” Then ask: “What do you think? To ease any potential tension, my future husband and I decided to meet at a familiar and fun setting: our favorite bar.
We ordered a round (one round only) of margaritas and proceeded to jot down the following on a piece of paper: annual income, bank balances, outstanding loans and credit card balances and approximate credit score.
Then we swapped papers, revealing our details at the same time.
This exercise gave us a simple, quick apples-to-apples comparison and helped us understand our relative strengths and weaknesses.
Then gradually you can warm up to: “Have you ever looked up your credit score?
” If neither of you know, take a few minutes to get free estimates using mobile apps from Credit Karma, Credit Sesame or
~ Jack Nicklaus You know how you sometimes (perhaps frequently) have that experience of something bumping up against you repeatedly and you feel the nudge to listen.
We discovered that while I had more retirement savings, he had a better credit score.
(I was still dealing with the consequences of a late payment on my Banana Republic Card five years prior when I was younger and less vigilant.
Once when you’ve gotten all these basics out of the way, treat yourselves to another margarita. Now that’s a relationship milestone to be celebrated.
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